Our Top-Rated Baccarat Casinos Online
Best Online Baccarat Games
Baccarat originated in 1400s France and Italy, but its popularity has spread worldwide. Over those years players and casinos have created several versions of baccarat to keep the game fresh. The objective and rules remain the same, but new baccarat games offer exciting different bets or bonuses to try.
Whether playing baccarat online or in a land-based casino, there are plenty of options available to players. Find the baccarat game that suits your style and bankroll using our game guides below.
Punto Banco Baccarat
The most common version of baccarat online, Punto Banco baccarat is simple to learn. With three main bets and a range of side bets available, players can win real money in Punto Banco baccarat if they play their cards right. Learn to play Punto Banco using our guide or play for real money straightaway with one of our recommended baccarat casinos.
Live Dealer Baccarat
Live dealer baccarat brings the excitement of the casino table to your screen. Baccarat casinos give players the option to join single or multi-player tables, where a dealer livestreams baccarat games in action. Out of all baccarat games, live dealer gives players the greatest variety of bets and gameplay styles. Find the best baccarat casino for your live dealer games using our guide.
Baccarat Chemin de Fer
This version of baccarat puts players in the banker's seat. In this baccarat game, players take turns making large wagers as the banker, and have the option of deciding who can draw a third card. Chemin de Fer is a social casino game, and players will usually find crowds around this baccarat table in land-based casinos.
Best Baccarat Bonuses
To win real money in baccarat, players need to make their bankroll stretch. Casino bonuses give players free credit that they can use in any online baccarat game. With these perks, players can use hundreds or even thousands of dollars in 'free money' to try and win real money in baccarat online without risking their own bankroll. Check out some of the best casino bonuses to find online:
Welcome Bonus: After registering with a baccarat casino, players will receive a specific amount in their accounts once they've made their first deposit. This casino bonus can reach thousands of dollars, which makes it one of the best bonuses for players.
Match Bonus: This casino bonus will match a player's deposit to a specified amount or percentage. On a 100% match bonus up to $200 for instance, a player can effectively double their credit by depositing the maximum amount.
Reload Bonus: Sometimes an online casino will top up a player's account with some of the funds they lost playing online. This bonus is given to players to stop them taking advantage of welcome bonuses on other casino sites.
No Deposit Bonus: To entice new players to their site, online casinos will give players free credit for registering. No deposit is required, but the amounts given are usually low compared to other casino bonuses.
VIP Bonus: Baccarat is a game with loads of high rollers. Online casinos want to keep these players on their site, so they will give them VIP perks not available to other bettors. Low stakes players can find similar promotions on a casino site's loyalty scheme.
Weekly/Ongoing Promotions: To keep their regular players happy, online casinos release promotions on a weekly or random basis. If you've found a casino with a good game selection and RTP, these bonuses are essential for stretching your bankroll.
Betting is one of the few options players can use to influence the outcome of real money baccarat games. Generally, the game can be divided into two types of bets: common bets and side bets. Common bets include wagering on the banker, player or tie bet to win, and must be made in each game. Side bets are optional, and while most offer bigger payouts than common bets they are less likely to land and can have a bigger house edge.
The baccarat table can also influence players' decisions over bets. Smaller tables are more fast paced, meaning your bankroll won't last as long. Players can rapidly lose their bankroll in a few games if they're playing at baccarat tables with high bet limits, too.
When debating what baccarat bets to make, ask yourself the following questions:
To help players make smarter wagers we've listed the baccarat bets that offer good payouts, a low house edge, and decent odds of landing:
Best Baccarat Bets
1. Banker Bet:
The banker bet is the safest wager to make in baccarat, as it has the highest odds of winning.
2. Player Bet:
The advantage the banker has over the player is only 1.24%. Players should vary their wagers in baccarat to take advantage of winning streaks on both sides.
3. Pair Bet:
With a payout of 5:1 a pair bet offers players a decent return on their wagers. Plus, with six or eight decks of cards in play at the baccarat table, pairs do appear regularly.
4. Big Bet:
This side bet pays out 2:1 if the total number of cards in the game equal five or six. Essentially, players win this bet if a third card is drawn.
5. Small Bet:
If the total number of cards played in the game is four, players can win a 3:2 payout. This is one of the simplest side bets players can make in baccarat.
Baccarat Online Betting Tips
With the dealer conducting most of the gameplay, players can focus on their betting in baccarat gambling. Use our betting tips below to avoid common pitfalls and take a smarter approach with your wagers in your next baccarat game.
Avoid the Tie Bet
With an 8:1 payout the tie bet is appealing to players. After all, with eight decks in play, ties are bound to happen, right? Maybe, but with a less than 10% chance of winning and a 14.4% house edge, it's not a bet likely to happen often, or pay out enough to cover your losses.
Set a Loss or Win Limit Before Playing
Some versions of online baccarat, like EZ baccarat or mini baccarat, are fast paced and offer low minimum bet limits. It's easy for players to lose track of their bankroll during these games, so set yourself a limit beforehand and stick to it.
Keep Sessions Brief
In baccarat, players will generally hit a short winning streak. To prevent yourself chasing losses leave the baccarat table as soon as your winning streak ends.
Check the House Edge Before Making Side Bets
Some side bets offer huge payouts in baccarat, but the house edge on them can be hefty. The Super 6 bet offers a 12:1 payout, but the house edge is a massive 29.98%.
Check an Online Casino's Payout Percentage
Baccarat has a low house edge, so don't negate this by playing with an online casino with a low payout percentage. Most casino sites' payout percentages average between 96-98%. Play with sites that fall below 96%, and you could find yourself losing money needlessly.
Players can find a range of safe and fair online casinos to play baccarat online on this page. Each one has been vetted to ensure it offers secure gameplay, fair odds, and a wide selection for our players. Learn more about how we assess casinos through our How We Rate page.
Players don't need to travel to a land-based casino to enjoy baccarat. With mobile casino apps players can win real money playing baccarat no matter their location. We've listed the five best apps to play baccarat based on their game variety, payouts, compatibility and security.
With one of the biggest varieties of live dealer baccarat games online, 888casino gives players plenty of options to enjoy. What sets this casino app from the rest is it lets baccarat games count towards a player's bonus rollover.
2. William Hill
Both low rollers and high stakes baccarat players will enjoy the William Hill casino app. Bet limits range from $1 to $10,000, and there are a wide range of baccarat games to play.
3. Grosvenor Casinos
This app offers several fast-paced baccarat games for mobile bettors, along with live dealer and RNG-powered games. Players can also make numerous side bets on the baccarat games with the Grosvenor casino app.
Bet365 is better-known for its sports betting, but it offers a decent range of casino games. Players will only find live dealer baccarat and Punto Banco baccarat on this app, but bet365's daily promotions keep players returning.
5. Mansion Casino
High rollers will appreciate this casino app's VIP scheme, which offers exclusive promotions and better returns on loyalty points. Three baccarat games, including live dealer, are available with Mansion Casino
All the apps above are compatible with Apple and Android devices. Alternatively, players can access their favorite online casinos through a web browser. Most casino sites are optimised for mobile viewing, so there should be no difference in gameplay.
How to Play Baccarat
With few rules and a simple objective, baccarat is one of the easiest casino games to learn. Find out how to play baccarat in minutes with our game guide. It's packed with baccarat strategies and advice on bets to make and avoid that can help new and experienced players make smarter decisions in the game.
Free Baccarat Games
For players that aren't ready to play baccarat for real money, there's a range of free online baccarat games to enjoy online. There's no download or registration requirements so your personal details are kept safe, meaning you can enjoy baccarat online worry-free.
Even experienced bettors should consider playing baccarat online for free. The gameplay and bets in free games are the same as real money games, which means players can try new strategies or side bets without risking their own bankroll.
What is online baccarat?
Baccarat is a casino table game played with eight decks of cards that are dealt from a shoe. Players will find online baccarat comes in two forms at online casinos. Live dealer baccarat displays a banker over live stream dealing cards that players can bet on. The other version of online baccarat uses random number generator (RNG) software to deal cards between the player and the dealer. The objective and gameplay for both versions is the same as baccarat found in land-based casinos.
Where can I play baccarat online?
Baccarat is one of the most popular table games found in casinos worldwide. Online casinos recognize this, and so players can find baccarat games to play at most of these sites. Our list of the best casinos for online baccarat can be found on this page.
Can you win money playing baccarat?
Playing baccarat for real money is popular both in online and land-based casinos. With a low house edge, relatively even odds between the dealer and the player, and an average payout of 98%, bettors stand a good chance at winning money playing baccarat.
Should you always bet banker in baccarat?
Compared to player bets and tie bets, which have a 44.63% and 9.51% probability of winning respectively, the banker bet has the highest chance of winning at 45.87%. However winning banker bets incur a 5% commission fee. Given the small difference in probability between banker and player bets, players should alternate their bets between the two when playing baccarat.
How do you win baccarat?
The objective in baccarat is to have the hand with the sum closest to nine. To win real money in baccarat though, players must correctly guess whether the banker or player's hand will win the game.
How do you play baccarat?
Baccarat is a simple casino table game to play. The objective is to have the hand closest to nine. Players bet on whether the banker or player will have the best hand, or if they will tie. The banker deals two cards to the player and themselves. Once the cards are turned over, the player has the option to draw a third card if their hand total is less than five. After any final cards are dealt, the winner is announced. In baccarat player and banker bets pay even money, except banker bets have a 5% commission.