Lucky Ladies side bet
Mr Blackjack explores this side bet to determine whether luck is with the player or the casino. Learn the basics of the Lucky Ladies bet, including payouts and odds, right here.
- The Lucky Ladies side bet makes it very exciting to have 20. Lesson 5-- Lucky Ladies Side Bet.
At some point, the casino table game manufacturer wanted to add a variant to enhance the game, and the most common great hand at blackjack is 20. So why not add a variant that paired with queens could encourage a secondary bet while offering a house edge that is attractive for the casino. Not only that, but a 1,000 to 1 payout to the player would be too good for them to pass up. And so the Lucky Ladies bet has grown to be a popular side bet at blackjack tables.
If you have any 20 with a queen in your first two cards, you will win 4 to 1 on the side bets. If both your queens are the same suit, you will win 10 to 1. And if your queens are identical, you get a 20 to 1 payout. However, if your queens are both hearts, you get 125 to 1 payout. If you get that, and the dealer has a blackjack, you've just hit the jackpot, and you win a whopping 1,000 to 1 payout.
Here's a typical payout structure for multi-deck blackjack which is fair for the player but still offers a house advantage. These payouts will differ greatly if you're playing single deck or multi-deck blackjack. Queen of hearts pair and dealer has blackjack will give you a 1,000 to 1 payout. Queen of hearts pair-- that payout structure will differ. It could either be a 125 to 1 all the way to 200 to 1. A matched 20, again, different payout structures. It could be 19 to 1 all the way to 25 to 1. A suited 20 typically pays out between 9 and 10 to 1. An unsuited 20 will pay you 4 to 1.
Find other payout tables on onlinegambling.com.
What this lesson covers
- What a Lucky Ladies bet is
- How this side bet works
- Payouts for a Lucky Ladies bet
- Whether you should make this bet in blackjack
Meet Mr Blackjack
With a career spanning two decades, Mathieu Blake knows his way around a blackjack table. He's taught and entertained over 100,000 subscribers on his YouTube channel NeverSplit10's . In this series he'll take you through basic strategy, card counting, and bankroll management. Take a seat with Mr Blackjack and become a winning player.
Want to learn more about Blackjack?
- How does Lucky Ladies work?
As our side bets guide explains, Lucky Ladies means you are betting on your next two cards to total 20 and have at least one Queen.
- Can I use card counting in Lucky Ladies side bets?
Yes, in fact we only recommend players experienced in card counting to make this bet. You need to know what cards are likely to come up next in the shoe to stand a chance of winning a Lucky Ladies wager.
- What is the payout for a Lucky Ladies side bet?
Payouts for Lucky Ladies vary depending on what hand you have. The lowest hand, an Unsuited 20 has the lowest payout at 4:1, and the best hand, a Queen of Hearts pair and dealer has blackjack, has a 1,000:1 payout.
- What’s the house edge for Lucky Ladies side bet?
Lucky Ladies has a house edge of just under 25%, making the blackjack odds of this wager overwhelmingly in favor of the casino.
- Are Lucky Lucky and Lucky Ladies the same?
No, these are two different side bets. Lucky Lucky is a wager based on the dealer’s up-card and your first two cards creating a sum total of 19-21, with bonuses awarded for suited hands and hands comprising 6-7-8 or 7-7-7. Lucky Ladies is a side bet where your first two cards make a sum of 20 and include a Queen.
- Is Lucky Ladies only available in blackjack?
Yes, Lucky Ladies is only available in blackjack.
- Where can I find casinos that offer Lucky Ladies?
Our real money blackjack guide has a list of recommended casinos that offer games of 21 with side bets, along with fair payouts and fast payments.